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Analyst & Data Science Graduate Programme
Weâre Capital on Tap
Capital on Tap was founded with the mission to help small business owners and make their lives easier. Today, we provide an all-in-one business credit card & spend management platform that helps business owners save time and money. Capital on Tap proudly serves over 200,000 businesses across the world and our goal is to help 1 million small businesses by 2030.
Why Join Us?
We empower you to be innovative and solve complex problems. Take ownership, make an impact, and thrive in our scaling and agile environment.
The Programme
Weâre looking for 5 graduates to join Capital on Tap in March 2026!
You wonât be working on theoretical side projects. Over this 18-month programme, youâll complete three six-month rotations across our core analytical teams - working on real projects, solving real problems, and impacting real customers. You'll be based in our London (Moorgate) office 3-4 days a week working with a wide range of stakeholders. If youâre looking for a grad programme thatâs hands-on from day one, then read on!
The Rotations
- Credit: Iterate and refine credit models to make smarter, faster credit decisions.
- Growth: Drive customer acquisition, and scale new and existing products in the UK.
- Risk: Protect the business - analyzing Fraud & FinCrime trends across the portfolio.
- US: Scale our US business driving customer acquisition and product adoption.
- Data Platform: Design and maintain the infrastructure and pipelines that power our data.
Our Values & Culture
- Just Pilot: We never settle for âgood enoughâ. We pilot new ideas fast, ask questions to figure it out, and scale quickly.
- Why Not Today? Fast is as slow as we go - speed and simplicity gives us a competitive advantage.
- Be a Buddy: We tap in from day one to help the team, we do the right thing even if itâs hard.
- Owners and Dates: We donât chase people. If you own a task and agree to a date, the expectation is that it gets done.
- Feedback: We want our employees to flourish, so we regularly provide direct and constructive feedback.
What weâre looking for
- Analytical Degree: Maths, Economics, Computer Science, Physics (or similar).
- Curious Problem Solver: Figure out how things work, find the problems, and fix them.
- Logic over Syntax: You have the basics in SQL/Python, we value how you think over your coding expertise.
- Self-Starter: You take ownership, keep it simple, and donât wait to be told what to do.
Interview Process
- Application Deadline: Sunday 18th January 2026
- Online Assessment: Short 20-minute assessment
- Video Call: 15-minute video call with a Talent Partner
- Assessment Day: In Person Assessment Day at our London office (mid-late February)
- Start Date: March 2026 (potential for September start available)
Diversity & Inclusion
We welcome, consider and encourage applications from anyone who shares our commitment to inclusivity. Join us in creating a space where authenticity thrives, and everyone can do their best work.
Great Work Deserves Great Perks
Healthcare including dental and optician services through Vitality
âď¸ Worldwide travel insurance through Vitality
Anniversary Rewards (ÂŁ250, ÂŁ500, ÂŁ750, 4-week fully paid sabbatical)
Salary Sacrifice Pension Scheme up to 7% match
ď¸ 28 days holiday (plus bank holidays)
Annual Learning and Wellbeing Budget
Enhanced Parental Leave
Cycle to Work Scheme
Season Ticket Loan
6 free therapy sessions per year
Dog Friendly Offices
Free drinks and snacks in our offices
Check out more of our benefits, values, and mission here.
Other Info
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Email careers@capitalontap.com if you have any questions.
Excited to work here? Apply!
If youâd like to progress your career within our fast growing, profitable fintech then click apply and we will aim to get back to you within 3 working days (during busy periods this could take up to 5 working days.)